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You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. Title Insurance assures you that the home that you are purchasing is safely yours. Why do homeowners need title insurance? Because any home, no matter how new or apparently secure, is built on land that has, undoubtedly, had many owners. Title Insurance protects you against past claims and title faults. Title Insurance assures you that the home that you are purchasing is safely yours. Real estate is such a basic form of wealth that there are many special laws that protect ownership of land and the buildings that are built on it.

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